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Poured Silver / Re: Tonight's Pour - my first full 10 oz
« Last post by Silver Mac on June 18, 2018, 03:06:25 pm »
I just joined the Metals Mafia,so I'm a little late on this post but those pour lines are awesome. Nice job!
The Speakeasy / Re: Sunday night metal chat by dixiesilvergirl
« Last post by Dixiesilverminer on June 03, 2018, 04:40:41 pm »
Happy Sunday! I hope everyone is doing well and that your metal plan is on track. We were talking about do you have a sell number? After all don’t they say everyone has their price.

 If precious metals finally go up as so many predict the day is coming. What is the magic number that would get you to sell? if you sell what would you buy or do with the proceeds? We have talked a lot about it, we don’t have a set number, we have  no plans to sell unless it is needed.

Although the idea of needed can be subjective and can also be replaced with wanted, just recently we saw a post where the seller wanted a Nintendo Switch and another where they needed new tires. It is cool to see people using their stack to fund large ticket purchases instead of adding to their debt, to have the freedom to make those purchases with the wealth they had stacked.  We also love to see trades or purchases made with metals, Have you ever paid for something with silver? When our melting furnace got fried, we sold some metal and ordered a new one in a couple of days, it was a nice feeling to have that freedom.
 We have done several metal for metal trades and it is always fun. I would love to hear your thoughts on what would make you sell. Thanks for reading and Happy Stacking!
The Speakeasy / Re: Sunday night metal chat by dixiesilvergirl
« Last post by Dixiesilverminer on May 27, 2018, 04:30:24 pm »
Happy Sunday! This is Dixiesilvergirl with Sunday Night Metal Chat, I have been talking about our metal Goals and happy to say we are steady adding gold to our stack, waiting on a new mail call as i type!  I have also spoke about how you can leave your stack for your family when you pass, What if you have no one that will take care of the stack or know how to liquidate it or maybe you have noone you want to leave it too. Have you thought about how you could liquidate it and maybe take an awesome vacation or move somewhere you have always wanted to, your plan for your stack maybe for it to pay for your retirement. You need to be sure you have a plan on how you will sell and what your responsibility in taxes could be if you do.

I have seen tons of articles online on how to sell your gold, like this one:

It is important to know capital gains laws and be sure you do what you can to keep as much in your pocket for the fun you have planned!

Many countries have laws in place and no matter where you live you should check out the laws to be sure,
I would love to hear if your plans and if you have considered any of these consequences if you are going to use your stack as your retirement income.

Thanks for reading and Happy stacking!
The Speakeasy / Re: Sunday night metal chat by dixiesilvergirl
« Last post by Dixiesilverminer on May 20, 2018, 04:38:57 pm »
Happy Sunday! It is time again for us to discuss metal plans, stacking strategy and goals.

We had a good week and have added a few more grams of Gold to our stack along with some more melting metal, we are very happy with our progress and feel that our goals are on track to being met. How is your plan holding up? Have you had to make any changes? Are you focusing on something special you are stacking? For us we are still stacking Gold as our main stack, mainly due to storage ease as we also have to store our melting metal, pieces in progress and completed pieces,

Last week I talked about the importance of making someone knows the full scope of your stack and it’s real value so that your heirs really get what you leave them, This is a tough call on letting someone know what you have with balancing security of your stack. Too many people know and it could be an issue, ideally the one you tell should be the one that will receive it or at the least distribute.

I briefly talked about estate planning so the government doesn’t take a large share, and so I did a little more research and learned the United States Federal government imposes an estate tax not an inheritance tax, this means the estate pays these taxes before the balance is distributed to the heirs.If an asset is left to a spouse or a federally recognized charity, the tax usually does not apply. And there is a federal gift amount that is exempt that changes year by year. It was $5.5 Million on 2017 but More than doubled for 2018 and is currently $11.8 Million. In addition, Some states do impose the inheritance tax Currently in the United States, 12 states and DC have some form of an estate tax here is a list I found( purely from google search and do not endorse anyone on this subject, i am just sharing my thoughts and journey as I research. This lists each state that currently charges estate taxes and the dollar amount of the state’s exemption to help you determine if your heirs are facing an additional estate tax liability. Keeping in mind this is for the total estate not just the precious metal values.
Connecticut – $2,600,000
District of Columbia – $11,200,000
Hawaii – $11,200,000
Illinois – $4,000,000
Oregon – $1,000,000
Maine – $11,200,000
Maryland – $4,000,000
Massachusetts – $1,000,000
Minnesota – $2,400,000
New York – $5,250,000
Rhode Island – $1,537,656
Vermont – $2,750,000
Washington – $2,193,000
Luckily for most people the exemptions are high enough so it is not an issue but reviewing this sooner rather than later is a good idea, especially if you live in any of the states listed above. And Each state has a different structure and fee schedule so you should check that out also For example, Pennsylvania imposes an inheritance tax in the form of a percentage of the value of a decedent's estate. Rates vary depending on your relationship to the decedent. Interestingly, Spouses and any children under 21 don't pay the tax, however direct descendants(ie, Grandchidren)  pay 4.5 percent, siblings pay 12 percent and unrelated people pay 15 percent. This is all something you should consider when planning your legacy, unless your entire treasure is lost at sea in a boating accident(which happens a lot I have heard) it is best to minimize the loss to your heirs and plan for what their taxes could be. 
In Comparison the USA is the 4th highest estate taxes globally as shown in the table provided by
Table 1. Top Estate or Inheritance Tax Rates to Lineal Heirs in the OECD

Tax Rate
South Korea
United Kingdom
United States

So if you are reading this no matter where you live, it would be wise to spend a few minutes on a little research and for some of you to get a professional consultant to make sure things are in order. Most importantly always store your metal on your Boat!

Thanks for Reading and Happy Stacking!

AG Randall / Re: Doctors
« Last post by mikegpo on May 20, 2018, 07:28:28 am »
Most often their guesses are what save our lives tho Randy !!!
The Speakeasy / Re: Sunday night metal chat by dixiesilvergirl
« Last post by Qwickdraw502 on May 13, 2018, 06:21:23 pm »
Hello everyone. I'm new to this site and new to the stacking community as a whole. I just placed my first order and I can't wait until it gets in. Probably a little much for a first order, but I've been on the fence watching for a while and decided to dive in head first. I was first introduced to stacking a few years ago. I had a small stack of American Silver Eagles, American Buffaloes, and some other generic rounds. I bought them all from a local coin dealer for a horrible price. The guy really did a number on me. I didn't know any better and he took full advantage of that. About a year later I fell on hard times and had to sell. Still knowing just as much about selling as I did buying, the same guy took me for another ride. What can I say, you live and you learn.
I've been wanting to get back in for a while, but wanted to make sure I was more informed this time. After a lot of market watching, YouTube watching, studying, saving, and planning I decided it was time. I'm confident now that I can make much better decisions. I'm coming back in with more knowledge and a plan. I'm just looking for a way to preserve my wealth (and I'm using the term "wealth" very loosely here), hopefully have something to pass down to my kids, and have a little fun in the process. I know that there's still a lot that I don't know, and as far as my plan, well I guess time will tell. I'm sure I didn't stay on topic, but here's my intro to the group.
The Speakeasy / Re: Sunday night metal chat by dixiesilvergirl
« Last post by Dixiesilverminer on May 13, 2018, 04:27:13 pm »
As we discussed last week, we now have a new focus on why we stack and we need to begin thinking about what will happen to the stack when we pass away. Will the kids and Grandkids understand it’s real worth, will they keep the stack or will someone get a great deal on the items we spent years hand picking and enjoying.

What is your estate plan for your metal? Does anyone know what you have and what it is really worth? Can anyone even open your safe or get to your safe deposit box?

We have started to ask these questions, we have spreadsheet listing everything but it is on our computer. Although this is a great sheet, very detailed including purchase price and current market value at the moment no one but me really knows where it is and how it is set up. The miner knows however he and I are it. We have shared with our kids, our pieces as they arrive, but they are kids and do not really grasp the full picture They do not even have the password to the computer. We will have to put a plan in place to correct this such as printing things out and placing the papers with our important papers so the kids will have access when needed someday. We have talked about a family meeting to reinforce and educate the kids further on our stack, Have any of you done this with family? I can’t stop thinking that all the time and effort we are putting into it so they have an inheritance, it would be a shame for them to not fully understand what they are getting.  Not only that but you must also consider the
Options for leaving the items so that they do not have to pay it all in taxes

Maybe it is best to  just keep them on your boat, and hope for the best. As, The danger of your stack being lost at sea is always a possibility and the only way to end up not paying taxes that I can see.
I would love to hear others thoughts and plans for the inevitable..

Thanks for reading and happy stacking!
The Speakeasy / Re: Sunday night metal chat by dixiesilvergirl
« Last post by Dixiesilverminer on May 06, 2018, 05:21:00 pm »
Hey! Checkout blog post on eSteem! esteem://steemsilvergold/@dixiesilverminer/sunday-night-metal-chat-with-dixiesilvergirl-5ec7a6c872ff4
Poured Silver / Custom Graphite Mold
« Last post by Mackenzie_Metals on May 05, 2018, 07:58:35 am »
I am looking for someone to make around 20 graphite molds for myself, 2 designs and 10 molds each. Who's doing the best work these days?
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